What Does Commercial Property Insurance Really Cover?

A NE Arkansas business like yours needs commercial property insurance to ensure the business and the property it’s located on. Ozark culture is unique, and GTW Insurance can keep your local Ozark business operating and successful for years to come, no matter what. (GTW Insurance is a locally owned and operated independent insurance agency in the St. Louis, Missouri, area serving NE Arkansas, as well.) Let’s take a look at what commercial property insurance is and what it covers in the Natural State.

What is Commercial Property Insurance?

Commercial property insurance is a great idea for any business in NE Arkansas. It often goes hand in hand with commercial insurance options for autos, general liability, and workers compensation, all of which GTW Insurance offers in its Business Owner Packages tailored to your business. Give us a call to discuss the commercial insurance package that works best for your business.

What does Commercial Property Insurance Cover in NE Arkansas?

Commercial property insurance ensures your business’ physical assets against fire and explosions; vandalism and theft; burst pipes; and severe weather that may hit NE Arkansas such as severe thunderstorms, hail, lightning, straight-line winds, and tornadoes. (Earthquakes and floods may need to be added to your policy.)  In April 2017, there was deadly flooding in the state and in 2014 the Mayflower/Vilonia Tornado hit. Severe weather can cause serious damage to your commercial property and business, and GTW Insurance can help you stay prepared.

Since commercial property insurance covers your business building, everything in it, and everything just outside of it, you can expect the following items to be covered:

  • Computers, monitors, and devices
  • Exterior signage
  • Furniture
  • Equipment
  • Landscaping and fencing
  • Product and supplies inventory
  • Others’ property

This is great news if you live in an area prone to severe weather and are worried about your business if a disaster occurs. Let GTW Insurance help you find the best commercial property policy for you, and get you started on ensuring your valuable business today.