Finding Umbrella Insurance in NE Arkansas

What Does Umbrella Insurance Protect You From?

Umbrella insurance is sometimes referred to as personal liability insurance in the NE Arkansas area. GTW offers umbrella insurance so that you can fill those gaps that other insurances might not cover. Let’s say that you have an auto accident and your house was involved and someone was hurt.

But you are not limited to personal umbrella insurance. Plenty of customers choose to pick up umbrella insurance for their commercial business too.  Sometimes, not having that gap insurance is just enough to put you out of business. Some businesses have a higher loss potential, so umbrella insurance is necessary, especially if your business has more public exposure than most. 

Does it Cover Gap Insurance?

There could be some limits on your policies and umbrella insurance is there to cover a gap. Perhaps, something like a $400,000 rebuild on your home’s concrete or a crash involving several cars. In some cases, there could be an unexpected lawsuit. This is exactly the kind of gap insurance that umbrella insurance is here for. 

Does GTW Insurance Encourage Umbrella Insurance?

We do recommend it in many cases. The cost outweighs the peace of mind. When your liability limits are exhausted, you are covered for things that you may not have thought about. It could be a neighborhood getting bit by your dog. Maybe you need legal coverage for your whole family.

What to Consider if You Are Working on a Budget in NE Arkansas

Umbrella Insurance usually comes in increments of $1,000,000 at affordable costs. If you live in the NE Arkansas region, you just give GTW Insurance a call, and we’ll come up with a solution that works for you. 800-501-2066

 

3 Important Features to Check on Your RV Policy Before You Hit the Road

RVs provide a great way to get out and see our beautiful country and the crew at GTW Insurance is here to make sure that residents in NE Arkansas have the protection that they need! Before you get out onto the road this summer, make sure that your RV insurance policy has these 3 important features.

  1. Protection when parked – many RVers spend a lot of time in RV parks enjoying their vehicles and using them as lodging on their vacations. It is important that your coverage includes protection for when your RV is parked. This includes coverage for liability and damage as well as theft or vandalism.
  2. Liability while on the road – RVs can be difficult to drive, especially in mountainous areas and close quarters. Make sure that you have liability coverage for yourself and others in the event that you are involved in an accident or another mishap. Liability protects you from having to be personally responsible for the cost of damages or injury that occur in an accident in which you are involved.
  3. Comprehensive collision coverage – RVs can be difficult to repair and when you are involved in an accident or your vehicle is damaged, you will want to know that you have the protection that you need to get your rig fixed and back on the road as soon as possible!

Ready to learn more about your RV insurance policy options? Enjoy your RV this summer with the peace of mind that comes with knowing that you have the coverage that you need in any situation. Call or stop by the office of GTW Insurance, we are proud to serve our friends and neighbors in the greater NE Arkansas area.