Use Umbrella Insurance to Protect Your Business From Lawsuits

Every year in NE Arkansas, dozens of lawsuits affect business owners and cause them great financial hardship. If you are worried about this problem affecting your company, let us at GTW Insurance teach you about the benefits of umbrella policies and how they can protect business owners like you.

How Umbrella Insurance Protects You

Umbrella insurance is a type of extra liability insurance that only goes into effect if you are responsible for somebody’s personal injury or damages and your normal liability policy is not suitable. For example, if your basic liability policy covers just half of a lawsuit claim, umbrella insurance will kick in and pay up to the limits of the policy.

These types of policies are a wise investment for people from many different walks of life. However, a large number of individuals probably will rarely, if ever, be in a position where they need umbrella insurance. As a result, you should understand if you are one of these people or not.

People Who Might Need Umbrella Insurance

Not every business will benefit from an umbrella insurance policy. However, the following individuals are probably wise to invest in this type of policy:

  • Individuals Worth a Lot of Money – People who are worth more than six figures should get umbrella insurance to stay safe.
  • People Who Work From Home – Self-employed individuals who work from home probably need umbrella policies to avoid liability claims.
  • Any Independent Contractor – Builders, electricians, and other contractors who work for themselves should invest in umbrella insurance.
  • Those Who Work a Semi-Dangerous Career – If you work in a career that is potentially dangerous to your or your clients, get an umbrella policy.

Finding a Policy That Works

Anybody who lives in NE Arkansas who is concerned about umbrella insurance and whether it is right for their needs should contact us at GTW Insurance to learn more. Our professionals will help you better understand the available policies and get you one that works for your needs.

RV Insurance Brings Out The Best In Your Travels

Insurance You Can Understand

It doesn’t matter if you’re an experienced RV owner in NE Arkansas or you’re planning your first great escape next season, you’ll need specialized RV insurance for that rig of yours. Many people have trouble understanding all the details and terms of their insurance policies. Let GTW Insurance answer your questions so that you can have the knowledge that brings confidence. If you ever need to act on your insurance, you’ll have that information right at your fingertips so that you’ll have far less to worry about when something goes wrong. No matter what policy you have through us, a quick call to us will clarify the information for you at any time of year.

Make Great Memories

In Arkansas or out-of-state, your RV becomes your vehicle to adventure and memories. Your RV insurance coverage needs to be up to date with adequate coverage that works across state lines. The details can vary, but with our help, you can make sure that the insurance you have will work for you no matter what. If the unfortunate were to happen, it would become just a story to tell your friends. GTW Insurance has professional and knowledgeable people waiting to help you:

  1. Discuss your unique insurance needs with you.
  2. Present the policies of several major insurance providers for your inspection.
  3. Register your vehicle for excellent coverage.
  4. Protect your investment.

GTW Believes in Customer Satisfaction

You may not have considered what insurance you’d like for your RV yet. Perhaps you’ve had the same policy for years and haven’t really thought about it lately. State requirements and policy coverage details change on a regular basis. It’s important you contact GTW Insurance, serving NE Arkansas, for immediate access to the policies that will cover your RV. You won’t have to worry about insurance while stocking your rig and planning your next route. Happy camping!