There are different kinds of RV’s so obviously, there would be different levels and types of insurance for your RV. A motorized RV can be as expensive as a house, while a trailer can be worth just a couple thousand dollars. In Arkansas liability is required for a motorized RV, just like it would be for an automobile. The GTW Insurance agency in NE Arkansas has a wide variety of RV coverages available.
Also similar to automobiles, you can get RV insurance on the unit itself as well as its contents. There is a collision and comprehensive coverage available. Collision only covers major damage to the vehicle or trailer, and while it is the cheapest, it also covers the least.
A comprehensive policy costs more but covers just about anything that could happen to your RV. Hail damage from storms or wind damage could be covered by such a policy. Contents can also be covered, or you could get a separate policy on valuables inside your RV. The question is how much you want to spend. There are several levels of insurance, and you can get anything you want to be covered. This type policy would also cover theft, though not many RV’s are stolen. You could also get coverage for fires, which could happen if you are cooking in an RV.
Visit the GTW Insurance agency in NE Arkansas and let them help you find the RV insurance you need for your individual situation. You can get the level of coverage you are comfortable with, depending on your budget. It can be confusing as there are several types of RV’s out there and whether or not it is motorized makes a big difference. Your automobile coverage does not cover your RV in most cases, and in Arkansas, some liability insurance is required.