Tree On The Line: Who Is Responsible For Tree Maintenance On The Border Of Your Property?

Is Your Deductible On The Line With That Tree On The Line

It is a relief that no one was hurt in the recent windstorm. With gusts up to 80 miles per hour, it was an intense weather event. As you look around your property, you notice that a tree has fallen. What’s worse is that the tree is a huge, tall one that interlopers with a tree on your neighbor’s property. In fact, your neighbor’s fence has also fallen as a result of the two trees coming down.

A Tale of Two Trees

GTW Insurance is right there when you call with the question. Who is responsible for the fallen tree removal and more importantly do you have to pay for the fence that has also fallen due to the windstorm? Consulting with your agent is the best thing to do in this circumstance since both trees are on the border of both properties. Also the fact that a natural weather condition was the precipitating event. Would the town have to be contacted to find out who is responsible for this act of God event? Which tree fell first? Well before you climb a tree in your NE Arkansas neighborhood let the experts help you figure it out. More than likely since the fence is not on your property you will not be liable for its repair.

If you make your domicile in the NE Arkansas area there is a great resource for you there. You will find the professional staff at GTW Insurance are relaxed and capable to assist you with all of your insurance inquiries. Even if you decide to purchase insurance elsewhere we are more than ecstatic to give you a quote for your home insurance policy. Getting a quote online is also a great option.

Myths About Auto Insurance

Most of what you have heard about auto insurance is likely not true. In fact, there are many different myths that people assume to be true simply because they do not know any better. GTW Insurance, serving NE Arkansas, wants to make sure that you know the truth behind some of these common myths. these are just a few that you may have heard:

  • You Can Avoid Paying Higher Rates After An Accident By Not Reporting It. Even if you think there is no way your insurance company will find out about your accident, if your accident involved another person, it will be reported through them. An accident can definitely result in your rates increasing but avoiding telling your insurance company will not stop it.
  • Red Cars Cost More to Insure. This could not be further from the truth. In fact, auto insurance is determined based on the make, model, age, body style, and engine size of the vehicle and the age, driving record, and credit history of the driver. The color of the car has nothing to do with it.
  • Your Rates Will Increase When You Get Older. While many think that as people get older their rates increase because of failing vision of slower reflexes, it is actually the opposite. That is because many insurance agencies see older drivers as having more driving maturity. There may even additional discounts that you can get if you are over the age of 55.

These are just a few of the auto insurance myths that you may hear about but knowing the truth about them can help you be better prepared to get a great auto insurance policy. If you are looking for one, be sure to contact GTW Insurance, serving NE Arkansas, today to get started.