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Auto insurance is something that all drivers must hold in order to be legal when they drive. That being said, some drivers may not know what the minimum coverage is by federal standards. The agents with GTW Insurance in the NE Arkansas area can help you find out just how much coverage you need to be legal when you set out.
According to federal regulation, you have to have liability or minimum coverage of some sort. Though there is not a federal amount that is set that goes above and beyond the individual requirements of each state, the federal government does leave it up to each state to set their own requirements for minimum coverage for each state.
You can find out how much each state requires by doing a quick search. For Arkansas for example, the minimum bodily injury insurance that you must carry is $25,000 liability for each person. You must also carry $50,000 bodily injury liability per accident as well as $25,000 property damage liability per accident as well. Your agent can better explain what each item means but basically, your state is going to set a minimum requirement for your state that will allow you to legally drive and operate your car.
In some states, the coverage differs, a good example is that in California you only have to have $15,000 bodily injury liability per person. No matter where you live, it is important to have the right amount of coverage and to make sure that you are going to be both safe and legal when you drive. For those in the NE Arkansas area, the agents with GTW Insurance can help you find and adjust the policy that is going to be right for you each and every day.