How the humidity can harm your home in NE Arkansas

NE Arkansas is a beautiful place to live, the Winters usually aren’t so bad, though the Summers can be a bit extreme. One thing that will never happen to you while you’re here: You’re not going to dry up. You scarcely need to moisturize your skin, and plants that demand a lot of moisture thrive here. The humidity has its upsides and downsides, of course. For instance, it can do some serious harm to your home.

The major concern is, of course, mold. If you live in California or Texas, you’re probably only going to have to make a GTW Insurance claim for mold repairs if you’ve allowed a leak to go on a little too long without being checked. In NE Arkansas you’re looking at mold damage just because your basement is a little stuffy.

The best way to prevent serious mold damage is to make sure that your home is well-ventilated. Make sure every room in your home, especially basements, attics, and bathrooms, can "breathe." Install windows and vents where they’re needed, consider investing in a good HVAC system, and a few room fans to keep the stuffier rooms aired-out during the hot, humid Summer months.

You will also want to make sure to keep an eye out for leaks. You’ll want to do a routine check every now and then to find leaks in your pipes. Anytime you feel dropped water pressure in the shower, for instance, you may want to look at your pipes.

With proper maintenance, you might never have to make a mold damage claim on your coverage through GTW Insurance.

Insurance Options for Families with Multiple Cars

If you have more than one vehicle in the family, you could qualify for reduced insurance rates by bundling your cars on a multi-car policy. A GTW Insurance agent in NE Arkansas can give you a better idea of how you can benefit from this insurance option.   

Type of Vehicle

A multi-car policy can benefit couples who own and drive separate vehicles for work or family obligations. Insurance costs may vary depending on the type of vehicles couples own. A foreign sports car, for example, is bound to cost more to repair in the event of an accident. As such, couples can expect to pay more for its insurance coverage. Family vehicles with multiple safety features will cost less to insure which will bring rates down. By making smart vehicle choices, couples can get the best rates on their multi-car policy.

Type of Coverage

The type of coverage you desire will also affect your multi-car policy cost. It’s always best to obtain the best coverage possible within your financial means so you will be prepared for any eventuality.  

If you both own new vehicles, you’ll need greater coverage to protect your investments. By adding comprehensive and collision coverage to your policy, you can protect your vehicles from property damage caused by major accidents as well as water damage, theft and vandalism. If you live in an area where these risks are high, you’ll shouldn’t forgo this coverage. There’s also the option of uninsured/underinsured motorist coverage as protection against drivers who lack sufficient liability coverage.

The right multi-car insurance policy can provide NE Arkansas drivers with adequate insurance coverage at an affordable cost. By discussing policy options with a GTW Insurance representative, you can make smart auto insurance decisions that will protect your investment and save you money in the long run.