Some people go back and forth about whether they need auto insurance in NE Arkansas. There are many benefits to having auto insurance, and it is also a legal requirement in the state. Whether you think you can afford it or not, it is something you will want to have so you can protect yourself.
What Happens When You Do Not Have Auto Insurance?
In the state of Arkansas, you have to have the minimum amount of auto insurance that is required by the state. If you do not have at least the minimum, you can face a lot of potential penalties including fines, loss of your license, loss of your registration, possible jail time, and more. If you are caught more than one time without it, the penalties are even steeper.
What is Required in NE Arkansas?
In Arkansas, you are required to at lease have liability coverage that is equal to the following limits:
- $25,000 coverage for bodily injury to or death of one person in any one accident
- $50,000 coverage for bodily injury to or death of two or more persons in any one accident, subject to the $25,000 per person limit
- $25,000 coverage for injury to or destruction of property of others in an accident
What If You Cannot Afford it?
Even if you think you cannot afford auto insurance, there is always an available option for you. Also, you will end up paying a lot more if you are caught driving without it than you would pay for the auto insurance. Having auto insurance is also good if you want to protect yourself from other drivers on the road.
Contact GTW Insurance, serving NE Arkansas, today for more information, and so we can get you a quote that meets state requirements and you budget.