Preparing Your Home For Winter

Winter in northeast Arkansas has already begun, but it’s not too late to take several steps to make sure your home will be in the same condition at the end of winter that it was in the beginning and problems in your home won’t cause you unexpected financial problems.

These steps can be put in two broad categories — working with GTW Insurance to make sure that your home insurance policy will adequately cover any contingencies and making changes by yourself that will make winter more comfortable and save you money. This blog will focus on the latter category. The steps you should take should include:

Seal Leaks

You do not want air from the outside to penetrate your home. This can make your home more uncomfortable and also increase your heating bill because your heating system will need to work harder to keep your home comfy. Leaks can occur near doors and windows so make sure you examine your home and use caulk or weather stripping to seal any leaks. Pipes and chimneys should also be examined.

Check Heating System

Learning how to check a heating system could save you hundreds of dollars annually, but you should start out by contacting a professional who can ascertain whether it is operating efficiently and what repairs and maintenance are needed. There are also steps you can take yourself such as cleaning your furnace, replacing your furnace filter monthly, and checking the heating system’s ducts to make sure that air isn’t leaking out of them. Sealing and insulating ducts can dramatically reduce your energy bill.

Lower The Temperature

Be tough!! Your thermostat shouldn’t be set at the temperature that will maximize your comfort. You can wear an extra sweater and lower the temperature by a few degrees to save money. You should lower the temperature by 10 to 15 degrees when you’re not home or asleep. Experiment to find the right balance between cost savings and comfort. You should also know that nearly 20 percent of a home’s energy costs come from heating water so turn down your water heater’s temperature to its “warm” setting.

Clean Gutters And Drains

Water seeping into your home can cause property damage as well as increase your energy bill. It might not have occurred to you, but a drainage system that is clogged because of leaves, dirt, and debris can significantly increase the odds of water coming into your home. Consequently, you should clean your gutters and drains before winter begins or ASAP if they haven’t been cleaned yet.

There are other ways to prepare your home for winter. A GTW Insurance agent might have other suggestions. Don’t hesitate to call NE ArkansasmGTW Insurance at 800-501-2066.

3 Reasons to Do an Annual Fall Safety Check

The fall months are finally upon us. In addition to doing things such as raking your yard and putting away your summer clothes, you also need to get your home prepared for the cooler weather as well. With that said, the following is an overview of 3 reasons to do an annual fall safety check list. 

Light the Way

The autumn is an excellent time to check the lighting in front of your home. Due to the fact that we lose an hour of daylight during the fall months, making sure that your walkways are both well-lit and in working order is of the utmost importance. This is a great way to keep your family safe during the cooler months. 

Restock Much-Needed Seasonal Goods 

In addition to that, there your family may have some safety items that are used seasonally. For instance, you may need allergy medication for the summer months and eczema creams for the winter. Rather than waiting until you are in need of the item or medication, why not do an inventory of these items and restock them in advance? 

Save on Electric

Lastly, in order to stay warm during the cooler months, be sure to seal all cracks around your doors and windows. Whether you opt to hire a professional company or simply use a DIY method of instillation, this is bound to help keep your home well heated and also save you quite a bit on your electric bill.

There are numerous methods of keeping your home safe for the fall months. Be sure to contact GTW Insurance to find out how purchasing homeowners insurance can protect your home during the fall.